“Credit isn’t just about numbers; it’s about your financial story and where you’re headed.”

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WHY CHOOSE US

WHAT WE CAN REMOVE

HERE'S HOW IT WORKS!

About Samonne

Hi, I’m Nia Samonne, the founder of Samonne Financial & Development.

I know the feeling of working hard for a better life but being held back by a credit score that doesn’t reflect your true potential. You’re ready for more and you just need the right guidance to get there

What makes me different? I’m not just another credit specialist. I’m someone who’s lived the struggle and overcome it. I know the frustration of constantly being denied, the weight of financial stress, and what it means to start over with nothing and no help. But I also know the peace and pride that come with financial confidence, stability, and opportunity.

As a result Samonne Financial & Development was founded—Our mission isn’t just to fix credit scores; its to help empower other individuals, entrepreneurs, and business owners to repair, build, and strengthen their credit profiles to secure their future with confidence and purpose so they can access life-changing opportunities and create generational legacies.

Every client’s journey is personalized, strategic, and supported step by step—with proven methods that deliver real results.

Whether you’re working toward homeownership, seeking business funding, or simply ready to take control of your finances, my team and I are here to help you win. We specialize in personal credit repair, business credit development, and funding strategies designed to position you for long-term success.

Let’s turn your struggles into success and your goals into reality—together.

CHOOSE YOUR PLAN

Single Emerald Plan

6 Rounds Included

Expedited 10-45 day results!

Removal of Collections, Inquiries, Repos, Charge Offs, Late Payments, Bankruptcy, Medical Bills, Child Support!

Updates are sent every 45 days

24/7 access to client portal

Client Support team

GET STARTED

Couples Emerald Plan

6 Rounds Included

Expedited 10-45 day results!

Removal of Collections, Inquiries, Repos, Charge Offs, Late Payments, Bankruptcy, Medical Bills, Child Support!

Updates are sent every 45 days
24/7 access to client portal
Client Support team

GET STARTED !

Frequently asked questions

How Long Does It Take To Fix My Credit?

Please allow 2 business days after all information has been received for us to prep and mail your disputes out to the 3 consumer reporting agencies. Once they are delivered to them, processing time starts!

The basic package includes 6 rounds (typically around 6 months). However, the majority of our clients start seeing results in the first 90 days.

Remember, we are credit repair specialists, not magicians. We fight on your behalf, using consumer laws each month to get accounts removed. Credit repair takes patience! With that being said, there are no refunds.

What can be removed?

We dispute closed/negative accounts only.

Do i need a consultation?

Consultations are optional and not required. Upon purchasing you will not receive a consultation call unless you have booked one, you will only receive onboarding instructions and communication will be done by email and client portal only. If you feel like you need a consultation call, please book one. We get things done without having to have a phone call, our communication is great! Here is the link for consultation: https://calendly.com/nia-w-samonnefinancial/30min

Where can i see my credit reports?

We use smart credit or Myfreescorenow because it includes all 3 credit reports (Experian, Equifax, and Transunion). While we do not charge a monthly fee for credit repair, the credit monitoring systems does charge monthly to provide you and us a refreshed copy of your credit report each month. You will also have access to Client Portal.

It is mandatory that you are up to date with your monitoring systems payment so we can check for updates and send new rounds out to the credit bureaus.

Client Support?

Our team is available to answer questions, review progress, and provide personalized assistance throughout your credit repair journey in your client portal or by sending a email to: support@samonnefinancial.com